The Complete Credit Repair Kit was written for the more than three million consumers who are refused credit each year due to inaccurate, incomplete, or out-of-date information in their credit files. With total bankruptcy filings reaching 1.4 million in 2009, this book is a must-have in today's tumultuous economy. This updated edition covers the Credit Card Accountability and Responsibility and Disclosure Act of 2009, a piece of legislation that offers benefits for credit card users and features blank forms and letters on SphinxLegal.com that readers can use to boost their credit scores.
Everything you need to take charge of your divorce and get what you deserve Divorce is overwhelming enough without having to deal with the financial, personal, and legal minutia. The Divorce Organizer and Planner equips you with dozens of worksheets, logs, and checklists, as well as expert advice and explanations, to help you create a complete, accessible record of absolutely everything you'll need to confidently tackle the legal, emotional, and financial aspects of divorce. These organizational tools and interactive forms are available for download from the accompanying CD-ROM and online. This second edition has been updated for our connected world, with advice on social media, smartphone usage, electronic filing, and more. You'll discover how to: Find and work with an attorney who's right for you and who will give you the biggest bang for your legal buck Keep clear records of alimony, child support, and children's expenses Use social media wisely and protect your online privacy Manage a child’s contact with a spouse through the Internet and on the phone Develop a personal property inventory, a budget, and a wish list for property division Successfully negotiate with your spouse and keep stress to a minimum Navigate through the legal system so you're fully prepared Learn about the various settlement options, such as mediation and arbitration Plan for the tasks that arise once the divorce is final The Divorce Organizer and Planner empowers you with the knowledge and tools you need to take control of your divorce.
This manual is the only book designed for both residential and non-residential parents. Formatted and printed in a back-to-back manner, the book encourages both sides to understand the other's point of view, and so enables both parents to make the most of time spent with the children. How To Parent with Your Ex provides support for the difficult situation the non-residential parent is in and practical, to-the-point advice about how to reap the most benefits from the visitation time available. Conversely, it addresses the role of the residential parent and the need to understand the changing relationships the child is going through. By focusing on the child, both parents are able to solidify a special relationship with the child and maintain necessary, positive communication with the ex-spouse. Appendices for this text include various parenting organizations, publication resources, related websites and sample visitation plans and schedules.
Unlike other career books, this book offers managers a team-focused approach to neutralizing a not-so-pleasant—or productive—working atmosphere. Instead of isolating the one problem employee, relevant teams are considered as part of the solution. The result? Solutions stick and there's less likelihood of the bad apple ruining the bunch. Complete with situational advice and case studies taken straight from the trenches, this simple and straightforward guide teaches managers how to: Calm down combatants Motivate wasters Silence gossips De-arm backstabbers Convince passive-aggressives to open up Teach narcissists the importance of the team This book helps managers decide what the right course of action is—whether it means chastising negative behavior, encouraging positive outlooks, separating certain folks, creating teams for success, giving employees warnings, and/or firing the ones who are pretty much rotten through and through. This book is essential reading for any manager looking to ensure a pleasant, productive—and fruitful—work environment.
When plus-sized private eye Savannah Reid returns home to the Deep South for her sister's wedding, she finds her kid brother arrested for murder...and counting on her to prove he's been framed.
SPEND THIS TIME ENJOYING LIFE-NOT WORRYING ABOUT THE FUTURE Admit it. Growing older has some perks. Special discounts and exclusive benefits are just a few of the things you can now take advantage of. There are also several programs and government regulations that now play a bigger role in your life. Have you explored all the options available to you for a secure future? Seniors' Rights is designed to help you make the most of everything you are entitled to and maximize benefits to the fullest. It provides essential information on topics ranging from health care and health insurance to where to live and how to travel. This book details ways to make the golden years your best years, with helpful tips on: --Who are the best employers for seniors --What housing choice is best for you --When to apply for your Social Security benefits --Where to find tax assistance --How to protect yourself from fraud You have a lot of changes ahead of you. Be prepared to make the most of each and every one of them by using Seniors' Rights as your guide. SENIORS' RIGHTS PROVIDES CRUCIAL information on: --Financial Planning --Reverse Mortgages --Retirement --Social Security --Medicare --Home Safety --Property Tax Exemptions --Assisted Living --Scams --Discrimination --Grandparents' Visitation --Veterans' Benefits --Long-Term Care Insurance --Wills and Estates
Words That Work" that help you deflect conflict and promote understanding and compromise between you and your spouse Professional guidance on how to mediate key divorce issues, including property settlements, alimony, child support, and custody Book jacket.
Help your kids understand the value of money and become financially responsible adults with The Everything Kids’ Money Book. From saving for a new bike to investing their allowance online, kids get the “cents” they need with this book. Kids will also learn: -How coins and bills are made -What money can buy—from school supplies to fun and games -How credit cards work -Ways to watch money grow—from savings to stocks -Cool financial technology -And more! Saving money isn’t about a piggy bank anymore. Today’s kids are investing money, starting their own small businesses, and watching their savings earn interest. This book will teach kids all they need to know about the “green” they earn so they can save or spend it wisely. This edition includes completely new material on online banking, opening a bank account, and saving allowance.
This book is for the three million consumers who are refused credit each year because of inaccurate information in their files. The author shares information to help put readers back on track financially and manage finances positively.
This one-of-a-kind workbook streamlines the divorce process This completely unique guide helps anyone —even someone enduring a not-so-easy split—create a complete, accessible record of absolutely everything needed to confidently tackle, organize, and prepare for the legal, emotional, and financial aspects of divorce. Family attorney Brette McWhorter Sember’s The Divorce Planner & Organizer includes: Suggestions for selecting an attorney and getting the most legal help for the dollar Tips on how to gather and organize information for easy access during legal proceedings Advice on required documentation for homes, cars, investments, bank accounts, debts, insurance, and household expenses A tracker to record alimony, child support payments, and children’s medical, educational, and athletic expenses A personal property inventory and wish list, a budget form, and fill-in contact information lists
SPEND THIS TIME ENJOYING LIFE-NOT WORRYING ABOUT THE FUTURE Admit it. Growing older has some perks. Special discounts and exclusive benefits are just a few of the things you can now take advantage of. There are also several programs and government regulations that now play a bigger role in your life. Have you explored all the options available to you for a secure future? Seniors' Rights is designed to help you make the most of everything you are entitled to and maximize benefits to the fullest. It provides essential information on topics ranging from health care and health insurance to where to live and how to travel. This book details ways to make the golden years your best years, with helpful tips on: --Who are the best employers for seniors --What housing choice is best for you --When to apply for your Social Security benefits --Where to find tax assistance --How to protect yourself from fraud You have a lot of changes ahead of you. Be prepared to make the most of each and every one of them by using Seniors' Rights as your guide. SENIORS' RIGHTS PROVIDES CRUCIAL information on: --Financial Planning --Reverse Mortgages --Retirement --Social Security --Medicare --Home Safety --Property Tax Exemptions --Assisted Living --Scams --Discrimination --Grandparents' Visitation --Veterans' Benefits --Long-Term Care Insurance --Wills and Estates
In simple language, this guide explains the numerous laws that protect individuals from being taken advantage of by banks, creditors and collection agencies.
This spiral-bound quiz book is loaded with fun for young fans of the American Girls Collection(, with questions and advice culled from "American Girl(" magazine.
The Complete Legal Guide to Senior Care contains all the information you need to make the best decisions for the seniors you care about. Written by an attorney, this book explains how to manage residential, financial and medical matters as well as the legal issues that accompany them. In also addresses how to help seniors cope with the emotions that accompany aging and how to discuss with them the delicate issues that aging brings. This book will guide you in: - Arranging wills, living wills and powers of attorney - Evaluating and selecting assisted living residences, continuing care retirement communities and nursing homes - Considering long-term care insurance, Medigap coverage and reverse mortgages - Determining the level of care required - Managing a senior's finances - Working with other family members to coordinate care - Balancing your life as a caregiver - Obtaining hospice care
Attorney at lay Brette Sember explains what the legal rights of tenants are and how they can protect those rights. It includes explanations of the laws regarding security deposits, evictions, leases, assignments and subleases, and privacy.
A divorce can be one of the most painful and expensive experiences of your life. Whether you use a lawyer or not, protect yourself by getting all the information you need about New York divorce law and your legal rights. File for Divorce in New York simplifies and explains everything you need to know to work with an attorney or handle your case on your own. Whether you are planning to file for divorce, hire an attorney to file for divorce for you or your spouse has alreadyfiled, this book will guide you through the divorce process in New York courts. Complete with step-by-step instructions and the forms you need, this book makes divorce in New York easy to understand.
GUIDE TO CUSTODY, SUPPORT, AND VISITATION RIGHTS IN NEW YORK Are you having trouble collecting child support? Do you want to get custody of your children? Do you want to seek child support but don't know how? The answers to your questions may lie in this book. Whether you are divorced, still married and can't afford a divorce right now or have never been married to the other parent of your children, this book will tell you how to get or modify custody or visitation of your children and how to ask for, defend against, modify and enforce child support. The book contains all the forms you need with easy to follow explanations and also helps guide you through New York's Family Court. The book contains extensive appendices that give you important information such as lists of supervised visitation programs, local bar associations, legal aid associations and family courts, charts to help you easily determine child support and resources to help you cope. This book explains in simple language: --getting custody or visitation in New York --understanding New York court procedure --modifying a custody, visitation, or support order --taking action in case of parental kidnapping or abuse --finding an attorney, even when you cannot afford one --working with an attorney --gathering, organizing and presenting evidence --testifying and calling witnesses --defending a child support case --understanding child support calculations in New York --finding and understanding New York law --filing a custody suit and presenting it in court --determining paternity --getting sole or joint custody --collecting and enforcing overdue child support --working with the judge and reaching settlements --coping with it all --dealing with interstate law if the other parent is out of state
This one-of-a-kind workbook streamlines the divorce process This completely unique guide helps anyone —even someone enduring a not-so-easy split—create a complete, accessible record of absolutely everything needed to confidently tackle, organize, and prepare for the legal, emotional, and financial aspects of divorce. Family attorney Brette McWhorter Sember’s The Divorce Planner & Organizer includes: Suggestions for selecting an attorney and getting the most legal help for the dollar Tips on how to gather and organize information for easy access during legal proceedings Advice on required documentation for homes, cars, investments, bank accounts, debts, insurance, and household expenses A tracker to record alimony, child support payments, and children’s medical, educational, and athletic expenses A personal property inventory and wish list, a budget form, and fill-in contact information lists
Annotation Offers couples and singles all the information they need to navigate the complicated and emotional territory facing those who wish to become families using adoption or assisted reproduction.
Project management is one of the fastest-growing occupations in the world. The Project Management Institute has seen membership growth of more than 1000% in the last 10 years. But while many of these managers know how to plan a successful project in theory, very few have the practical tools needed to navigate the politics of today’s corporate world. Project managers need more than just technical skills; they need the right communication skills to succeed. Filled with real-world examples, Project Management That Works gives readers the tools they need to: communicate with their team as well as stakeholders • get their teams to function well • run fewer and more productive meetings • turn around failing projects • utilize data properly to make emotional conversations unemotional • know when a project is really done The only book that addresses the real challenges project managers face today, this is an accessible and invaluable tool that will show every reader how to accomplish his mission—no matter the obstacles.
For courses in Intermediate Reading or Reading and Study Skills. Presents reading and studying as inseparable skills, key to success in college and beyond College Reading and Study Skills provides complete coverage of both reading and study skills while demonstrating their relationship and interdependency. The "McWhorter Way" encourages students to approach reading and study skills as methods of selecting, processing, and organizing the information to be learned. The text also covers time management, analysis of learning style, note-taking strategies, improving vocabulary, and strengthening critical comprehension-elements crucial to student success. The 14th Edition revises and expands its coverage of the digital age in the context of reading and study; it features a stronger emphasis on discipline-specific college reading and expanded coverage of critical thinking. The thematic reader now covers non-traditional addictions and discrimination. Also available with MyLab Reading By combining trusted author content with digital tools and a flexible platform, MyLab Reading personalizes the learning experience and improves results for each student.
Adivorce can be the most painful and expensive experience of your life. Whether you use a lawyer or not, protect yourself by getting all the information you need about divorce laws and your legal rights. How to File for Divorce in New York simplifies and thoroughly explains everything you need to know to successfully handle your own divorce in the state of New York. Book jacket.
As unmarried parents, you face many unique legal, financial, and child-rearing challenges that married couples do not. How do I explain this situation to my child? Can I leave the paternity or maternity section blank on a birth certificate? How much do I need to tell my child's teacher? Award-winning author and attorney Brette McWhorter Sember provides real-life scenarios and resources to help guide you through the myriad issues that face unmarried singles and couples today. This first-of-its-kind parenting manual covers these and other important topics, including: Custody concerns Paternity issues Adoption laws Children's rights Unmarried with Children has answers to all your questions that have gone unanswered-until now. Brette McWhorter Sember, J.D. is an award-winning author, mother of two, former attorney, and freelancer whose writing career began eight years ago when she left her law practice to stay home after the birth of her second child. The recipient of the Mothers at Home 1999 Media Award, she has written more than twenty books, including The Everything Pregnancy over 35 Book, How to Parent with Your Ex, and Gay and Lesbian Parenting Choices. Her freelance work has appeared in more than 130 publications, including American Baby, Child, ePregnancy, Writer's Digest, Personal Journaling, Divorce Magazine, Home Business Journal, Pregnancy and Conceive. Technical Reviewer:Dr. Phil S. Hall, Ph.D. is a licensed psychologist and licensed school psychologist, and is the principal author of two nonfiction books on children, Educating Oppositional and Defiant Children and the upcoming Parenting Your Defiant Child. He holds a Ph.D. in psychology from the University of Montana. Dr. Hall currently specializes in working with behaviorally challenged children and adults on American Indian Reservations and for various Plains States school systems.
The Essential Supervisor's Handbook provides a guide for both new and experienced supervisors, featuring expert explanations, advice, and motivation. This invaluable, quick, reference guide covers a wide range of topics, from employee relations, team leadership, and motivation, to the legal aspects of hiring, firing and disciplining employees."--p. [4] of cover.
ALERT: Before you purchase, check with your instructor or review your course syllabus to ensure that youselect the correct ISBN. Several versions of Pearson's MyLab & Mastering products exist for each title, including customized versions for individual schools, and registrations are not transferable. In addition,you may need a CourseID, provided by your instructor, to register for and use Pearson's MyLab & Mastering products. Packages Access codes for Pearson's MyLab & Mastering products may not be included when purchasing or renting from companies other than Pearson; check with the seller before completing your purchase. Used or rental books If you rent or purchase a used book with an access code, the access code may have been redeemed previously and you may have to purchase a new access code. Access codes Access codes that are purchased from sellers other than Pearson carry a higher risk of being either the wrong ISBN or a previously redeemed code. Check with the seller prior to purchase. --
This spiral-bound quiz book is loaded with fun for young fans of the American Girls Collection(, with questions and advice culled from "American Girl(" magazine.
With more and more women waiting to start a family, it's encouraging to know that you can have a healthy pregnancy over 35-and into your 40s-if you make well-informed choices about your prenatal care. Whether you're considering parenting for the first time or starting over, The Everything Guide to Pregnancy over 35 covers the physical, emotional, and social implications of a 35+ pregnancy to help ensure the healthiest and happiest nine months-and beyond. Packed with expert advice, plus helpful tips from moms just like you, this reassuring guide shows you how to: Improve your chances of getting pregnant after 35-including fertility treatment options Select the best care options-whether with a doctor or midwife Incorporate vitamins, proper nutrition, and exercise into your lifestyle Weigh the benefits and risks of prenatal testing Understand the changes happening to your body Prepare for labor, delivery, and recovery Assess financial and career considerations And, most importantly, welcome a new baby into your life! With its supportive, straightforward approach, The Everything Guide to Pregnancy over 35 is the one book you need to dispel the rumors, understand the risks, and enjoy the rewards of this exciting time!
Under New York law, if you do not follow the exact procedures required of landlords, you can be liable to tenants for thousands of dollars in damages and attorney's fees. The Landlord's Legal Guide in New York explains New York's landlord/tenant laws in simple language so you can protect your rights and your investment. This book thoroughly explains what to do and how to do it, with forms, flowcharts and examples from actual cases. Complete withstep-by-step instructions and the forms you need, this book can significantly reduce your costs and potential liability as a landlord. It explains and gives guidelines for: Tenants' applications Evictions Claims on security deposits Bad check notices Abandoned property rules Suits for back rent Pets Discrimination laws Maintenance rules
Everything you need to take charge of your divorce and get what you deserve. Divorce is overwhelming enough without having to deal with the financial, personal, and legal minutia. The Divorce Organizer and Planner equips you with dozens of worksheets, logs, and checklists, as well as expert advice and explanations, to help you create a complete, accessible record of absolutely everything you'll need to confidently tackle the legal, emotional, and financial aspects of divorce. These organizational tools and interactive forms are available for download from the accompanying CD-ROM and online. This second edition has been updated for our connected world, with advice on social media, smartphone usage, electronic filing, and more.
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