The three authors of this book had one goal for writing this book. They want you to FINALLY fix your credit. You will learn the basics of the credit reporting industry. Then they want to tell you an easy to execute plan on how to fix your credit. The authors have decades of experience fixing credit and helping people live the life they desire that requires great credit. This is the most up to date information available. When deciding which book to purchase, consider the publication date. The industry has significantly changed in the last few years, why use a plan from 2010? This information is current as of 2014. Here are the Benefits found in this book: -Finally fix your credit! -Give you simple templates so you can send effective dispute letters. -Show you new techniques used by credit pros in 2014 - Now you are the pro! -Educate you on the credit industry. -This book is concise. We want to tell you want you need to fix your credit. We wanted to do this in about 100 pages. Anything else would be fluff you don't need and waste your time.