Provide future business professionals with a practical introduction to financial accounting. With its unique focus on building students' decision-making skills and emphasis on financial statements, Financial Accounting, 9th Canadian Edition meaningfully integrates data analytics and the importance of using accounting information in real-world decision-making. Adaptive practice opportunities and engaging real-world industry examples strengthen student understanding of accounting concepts and illustrate how these are relevant to their everyday lives and future careers in business and accounting. An increased emphasis on Indigenous perspectives and environmental, social, and governance (ESG) issues serves as a first step in urging students to acknowledge their role as individuals, students, and aspiring professionals in addressing societal inequities.
A Brookings Institution Press and Economic Commission for Latin America and the Caribbean (ECLAC) publication Access to finance is critical in setting the course for development in emerging market economies. In this innovative study, which provides the first book-length analysis of the Latin American financial sector, Barbara Stallings and Rogerio Studart examine the dramatic changes resulting from financial liberalization in the region. The authors begin by discussing the critical transformations taking place in Latin America since 1990—a period marked by acceleration toward a new open, market-oriented development model, and away from a semi-closed model relying heavily on the state. Stallings and Studart examine changes in ownership of the financial sector and government regulation of banking, evaluate the role of capital markets as a source of finance, and compare Latin America's financial sector to that of East Asia. The second section of the book features case studies that demonstrate the changes occurring in Chile, Mexico, and Brazil with particular reference to finance for investment and access to credit. The authors conclude with a set of policy recommendations aimed at strengthening Latin American banks and capital markets so that they can play a greater role in supporting economic development.
Political boundaries are often porous to finance, financial intermediation, and financial distress. Yet they are highly impervious to financial regulation. When inhabitants of a country suffering a deficit of purchasing power are able to access and deploy funds flowing in from a country with a surfeit of such power, the inhabitants of both countries may benefit. They may also benefit when institutions undertaking such cross-border financial intermediation experience economies of scale and are able to innovate and to offer funds and services at lower costs. Inevitably, however, at least some such institutions will sometimes act imprudently, some of the projects in which such funds are deployed may be unwise, and other such projects can suffer from unforeseen circumstances. As a result of such factors, a financial institution may suffer distress in one country, and may then transmit such distress to other countries in which it operates. The efficacy of any response to such cross-border transmission of distress may turn on the response being given due effect in both (or all) the territories in which the distressed financial institution operates. This situation creates a conundrum for policymakers, legislators, and regulators who wish to enable those subject to their jurisdiction to access the benefits of cross-border financial intermediation, yet cannot make rules and regulations that would have effect outside that jurisdiction. This book explores this conundrum and offers a response. It does so by drawing on and adding to the literatures on financial intermediation, regulation, and distress, and on existing hard and soft laws and regulations. The book advocates for the creation of a model law that would address the full range of financial institutions, including insurance companies, and that would enable relevant authorities to cooperate with counterparts in advance of the onset of distress and to give appropriate effect in their jurisdiction to measures taken by counterpart authorities in other jurisdictions in which the distressed institution also operates.
In her doctoral thesis, Barbara Meller compiles her work on applied econometrics focusing on policy decision making in financial and monetary economics.In the first part of the book, the effect of financial globalization on the volatility of economic growth is empirically examined in a large sample of countries. The analysis provides clear criteria which countries should fulfill in order to benefit from financial globalization in terms of reduced volatility. In general, financial globalization is more favorable for countries with a higher ability to repay debt. The focus of the second part of the book is inflation persistence which is measured using long-memory techniques. As inflation persistence is one of the most crucial parameters affecting monetary policy, the analyses have important implications for the evaluation and conduct of monetary policy. In particular, the impact of the formation of the European Central Bank on inflation persistence is analyzed using panel fractional integration estimation. It is concluded that inflation persistence has decreased probably as a result of the more effective monetary policy of the ECB. Moreover, a new test to find a break in long-run persistence at unknown timing is introduced. Applied to US inflation rate, the test indicates that persistence has increased in 1973 and decreased in 1980.
This book presents an analysis of the role of UK building societies, their strengths and weaknesses, and their contribution to the industry, at a time where public confidence in banking is low. Chapters present the results of an empirical analysis of the comparative performance of UK building societies, since the large-scale demutualisation process ended in the year 2000. The authors highlight the substantial impact of the financial crisis on the sector, with 2008 and 2009 being particularly difficult years. The book discusses banks and building societies in the context of the improving economy and show that both groups have recovered some profitability, although not at the pre-crisis level. The reader will discover that building societies in particular have recovered well from the financial turmoil and they appear less risky than banks on a variety of measures.
This new edition of Aspen's bestselling book, The Nurse as Executive, has been thoroughly revised and updated to reflect the significant cha nges in nursing management. The nurse executive's role as a member of the executive team is examined, as well as the nurse executive's role in health care issues, such as quality, outcomes, team building, and c ost containment. Organizing the book around the new resource-driven ma nagement model rather than the goal-driven management model makes this book unique and distinguishes it from other management texts.
Insurance Market Integration in the European Union offers an in-depth analysis of the mechanisms of insurance market integration and measures the degrees of this integration. It examines the operation of the EU single financial market and, against this backdrop, the regulation relating to the insurance market. In addition, the book focuses on the specificity and determinants of international insurance market development and the issues with assimilation set against other financial market segments such as money market, credit-deposit and bond and equity. It discusses the advantages and disadvantages of insurance market integration on an international scale. The authors propose a unique approach to the subject in the context of the EU and particularly in relation to the European area. They also apply new measures of insurance market integration in the EU in practice through the use of statistical data and implementation of econometric modeling. Further, they investigate how the financial and fiscal crisis has affected the insurance market in EU countries and the impact of European Central Bank monetary policy on the degrees of integration in the European area during and after the financial crisis. This book will find an audience among academics and researchers in the fields of international economics and finance and applied, financial and growth economics.
Impact investing is a dynamic field that has been recently been discussed as a supplemental funding source for addressing societal problems. The topic has generated significant interest and is presumed to achieve significant growth rates for the coming years. This book provides a refreshed yet comprehensive overview about the market, financial instruments and the associated impact assessment. Specifically, it covers the concept of impact investing within the broader field of social finance as well as the relevant (and new) actors, presents current financing instruments and the various tools to assess the impact of the investing strategy, and introduces valuation and fund modelling techniques which impact the investment decision of fund managers. This useful reference tool will be of interest to academics and researchers in the field of impact investing alongside students and practitioners in the space.
The Tanzania Private Health Sector Assessment provides information on the size, location and characteristics of non-state health service providers in Tanzania. It also identifies challenges and opportunities for the Government of Tanzania and International Community to leverage the potential of these providers to achieve
SENSIBLE WAYS TO SAVE FOR COLLEGE From tuition and books to room and board, the cost of college is staggering-and it isn't getting any cheaper. What you're saving today may not be enough to cover the cost of your child's college education tomorrow. J.K. Lasser's Winning Ways to Save for College provides the most straightforward, tax-efficient strategies to save for your children's college education-whether they're eight months old or eighteen years old. Even if you've worked out how much money you need to save, you still need to make many other important decisions, such as how that money will be invested, the tax consequences of those investments, and how that investment portfolio should change over time. Don't wait! The faster you start saving, the sooner you can stop worrying. Key coverage will help you: * Choose the investments that fit into your college savings plan-stocks, bonds, mutual funds, CollegeSure CDs, and U.S. Treasury Bills * Use educational savings provisions in the Economic Growth and Tax Relief Reconciliation Act of 2001 to speed up the growth of your college savings * Understand how 529 savings plans stack up to prepaid plans, Education IRAs, UGMAs, and UTMAs * Select a financial planner who will help you plot a strategy for college savings * Apply for financial aid such as grants, loans, work-study jobs, and scholarships J.K. Lasser--Practical Guides for All Your Financial Needs Please visit our Web site at www.jklasser.com
Today, there are over 200,000,000 women business owners around the world. Many of these entrepreneurs are not doing business as usual, nor are they simply leaning in. Rather, they are tapping into feminine capital—the unique skills and sensibilities that they have cultivated as women—to create enviable successes. Drawing on four decades of award-winning research, Feminine Capital reveals how women are harnessing different approaches to doing business. Barbara Orser and Catherine Elliott detail the pillars of feminine capital and offer new insight into the ways that gender can influence entrepreneurial decision-making. They find that leveraging feminine capital can help women to create distinctive brands, build new markets, and drive profits—all while leveling the playing field in business. In doing so, women are changing our social and economic landscape, one venture at a time. Dispelling myths and misperceptions that can undermine women-owned ventures, this book takes a fresh look at how female entrepreneurs can leverage their skills, knowledge, and values. Case studies of women entrepreneurs bring key concepts and lessons to life, while learning aids, diagnostic tools, and checklists help readers to construct innovative business models, refine start-up plans, and hone growth strategies.
This fourth edition of the indispensable guide to the laws that bear on the conduct of higher education provides a revised and up-to-date reference, research source, and guide for administrators, attorneys, and researchers. The book is also widely used as a text for graduate courses on higher education law in programs preparing higher education administrators for leadership roles. This new edition includes new and expanded sections on laws related to: * religious issues * alternative dispute resolution * the college and its employees * collective bargaining at religious and private colleges * whistleblower and other employee protections * personal liability of employees * nondiscrimination and affirmative action in employment * campus technology and computer networks * disabilities * student academic freedom * freedom of speech and hate speech * student organizations' rights, responsibilities, and activities fees * athletes' rights * USA patriot act and immigration status * public institutions and zoning regulations * regulation of research * coverage of retaliatory and extraterritorial acts * federal civil rights statues
This resource shows how to set up, run, and grow a home-based business and features explanations of laws affecting home-based businesses, tax rules, how to turn a great idea into a great home-based business, and how to market the business.
Now you can have personal access to a simple and practical solution to managing your money on a tight budget. Here's your step-by-step guide, complete with fully interactive worksheets, checklists and more than 350 proven tips, even a video tutorial with the author - in short, everything you need to squeeze more mileage out of your budget. Use this multimedia kit to point and click to create a smart spending plan that works; access - at the click of your mouse - dozens of checklists and worksheets to help you strengthen your budget; avoid costly mistakes that can drain your savings; lower your taxes easily; manage your credit quickly; and get expert advice on developing your financial blueprint for success.
Accounting Principles, 9th Canadian Edition empowers students to succeed by providing a clear overview of fundamental financial and managerial accounting concepts with a focus on learning the accounting cycle from the sole proprietor perspective. To develop a deeper understanding of course concepts, students work through high-quality assessment at varying levels, helping them learn more efficiently and create connections between topics and real-world application. There are also a variety of hands-on activities that help students learn how to solve business problems, including running cases with real-world application, Analytics in Action problems, Data Analytics Insight features, and Excel templates. With Accounting Principles, your students will stay on track and be better prepared to connect the classroom to the real world. With Accounting Principles, your students will stay on track and be better prepared to connect the classroom to the real world.
Accounting Principles helps students succeed with its proven pedagogical framework, technical currency and an unparalleled robust suite of study and practice resources. It has been praised for its outstanding visual design, excellent writing style and clarity of presentation. The new eighth edition provides more opportunities to use technology and new features that empower students to apply what they have learned in the classroom to the worldoutside the classroom.
Ernst & Young's Financial Planning Essentials makes it easier than ever to take control of your money and start reaching your financial goals today. Drawing on the incomparable experience of Ernst & Young, it's packed with practical tips and strategies to start you on the road to smart financial planning. This short, handy guide covers all the basics, including: * Understanding your current financial situation * Setting your financial goals * Learning to build wealth * Evaluating the different kinds of investments * Protecting your finances against the unexpected * And much, much more . . . Plus, there are plenty of worksheets, charts, real-life examples, and special features, including: * $PLANNERS--quick planning tips for a bright financial future * $BUILDERS--money strategies to help you reach your goals * $SAVERS--ideas that can save you money right away ERNST & YOUNG LLP's personal financial counseling practice tailors financial strategies for people at all income levels. The firm is the author of the bestselling Ernst & Young Tax Guide as well as a wide array of books on business and money management. Visit the firm's Web site at www.ey.com/pfc.
A single-volume text that distills information for students Based on the sixth edition of Kaplin and Lee’s indispensable guide to the law that bears on the conduct of higher education, The Law of Higher Education, Sixth Edition: Student Version provides an up-to-date reference and guide for coursework in higher education law and programs preparing law students and higher education administrators for leadership roles. This student edition discusses the most significant areas of the law for college and university attorneys and administrators. Each chapter is introduced by a discussion of key terms and topics the students will encounter, and the book includes materials from the full sixth edition that are most relevant to student interests and classroom instruction. It also contains a “crosswalk” that keys sections of the Student Edition to counterpart sections of the two-volume treatise. Complements the full version Includes a glossary of legal terms and an appendix on how to read legal material for students without legal training Discusses key terms in each chapter Concentrates on key topics students will need to know This is fundamental reading for law students preparing for careers in higher education law and for graduate students in higher education administration programs.
A successful career—at your own front door! For anyone who wants to make extra money, escape the corporate rat race, or just take more pleasure out of working from home, small business guru Barbara Weltman shows readers how to make their dreams come true. Completely updated, this guide explores the ins and outs of seed money, its impact on the home and family, the best business for each individual, and much more. • Features the most current information on everything from Internet businesses to taxes and guerrilla marketing • Includes in-depth resource and web sections, as well as a listing of the 100 best home-based businesses to get into and how
Your must-have resource on the law of higher education Written by recognized experts in the field, the latest edition of The Law of Higher Education offers college administrators, legal counsel, and researchers with the most up-to-date, comprehensive coverage of the legal implications of administrative decision making. In the increasingly litigious environment of higher education, William A. Kaplin and Barbara A. Lee's clear, cogent, and contextualized legal guide proves more and more indispensable every year. Two new authors, Neal H. Hutchens and Jacob H Rooksby, have joined the Kaplin and Lee team to provide additional coverage of important developments in higher education law. From hate speech to student suicide, from intellectual property developments to issues involving FERPA, this comprehensive resource helps ensure you're ready for anything that may come your way. Includes new material since publication of the previous edition Covers Title IX developments and intellectual property Explores new protections for gay and transgender students and employees Delves into free speech rights of faculty and students in public universities Expands the discussion of faculty academic freedom, student academic freedom, and institutional academic freedom If this book isn't on your shelf, it needs to be.
The student affairs market has experienced a great boom in the last decade. Based on the fourth edition of the indispensable guide to the laws that bear on the conduct of higher education, this updated student affairs edition provides a reference and guide for student affairs practitioners and graduate students in student affairs administration courses. This volume combines sections that are pertinent to student affairs practitioners, as well as the government regulatory and administrative issues found in the full Fourth Edition. It is thus the most comprehensive and easy-to-use volume for student affairs officers and students.
A “highly perceptive” analysis of the crisis of leadership in 21st-century America, written in “an exhilaratingly readable style” (Archie Brown, Oxford University, author of The Myth of the Strong Leader). Selected by Choice as an Outstanding Academic Book Leadership has never played a more prominent role in America’s national discourse, and yet our opinions of leaders are at all-time lows. Private sector leaders are widely seen as greedy to the point of being corrupt. Public sector leaders are viewed as incompetent to the point of being inept. And levels of trust in government have plummeted. As the title of this book conveys, leaders in America are experiencing hard times. Barbara Kellerman argues that we focus on leaders, and even on followers, while ignoring an essential element of leadership: context. This book is a corrective. It enables leaders to track the terrain that they must navigate in order to create change. Rather than a handy-dandy manual on what to do and how to do it, Hard Times is structured as a checklist. Twenty-four brief sections cover key aspects of the American landscape. They trace evolutions and revolutions that have revised our norms, transformed our populations and institutions, and shifted our culture. Kellerman’s crash course on context reveals how significant it is to leadership. Clearer still is the fact that leadership is more difficult than it has ever been. It is context that explains why leadership is so fraught with frustration. And it is context that makes evident why leadership will be better exercised if it is better understood. Calling out patterns that emerge from the checklist, Kellerman challenges leaders to do better. This fascinating read will change the way that all of us think about leadership, while compelling us to consider what it means for our future. “Finally a book that explains why leadership is so hard…thought-provoking examples taken from business and government alike.” —Sydney Finkelstein, Tuck School of Business, author of Why Smart Executives Fail
Taking a managerial perspective, this book explores public relations and its role in the wider organizational world. Contributors explore a variety of contexts in which the relevance of understanding these two interlinking domains is so paramount, such as corporate branding and reputation, government relations and community communications, as well as drawing on experise of legal considerations and ethical awareness. The effective management of public relations is crucial within any organization, but a wider managerial awareness and support of its role is equally critical. Public Relations: A Managerial Perspective offers an original and vital discussion of these challenges for second and third year undergraduate and postgraduate students of public relations, corporate communications and public affairs.
The first graduate level textbook to cover the theory and empirics of the emerging sub-discipline of financial market microstructure. With numerous end-of-chapter exercises and a companion website, the book is ideally suited for students taking graduate courses in finance as well as being a useful reference for practitioners.
Master the latest insights, lessons, and best practice techniques for accurately valuing companies for potential mergers, acquisitions, and restructurings. Concise, realistic, and easy to use, Valuation for Mergers and Acquisitions, Second Edition has been fully updated to reflect the field's latest and most useful "rules of thumb," compare every modern approach to valuation, offering practical solutions for today's most complex and important valuation challenges. Treating valuation as both an art and a science, it covers the entire process, offering up-to-the-minute real-world advice, examples, and case studies. Leading valuation experts Barbara S. Petitt and Kenneth R. Ferris introduce and compare leading techniques including discounted cash flow analysis, earnings multiples analysis, adjusted present value analysis, economic value analysis, and real option analysis. They fully address related concerns such as the accounting structure of deals, accounting for goodwill, tax considerations, and more. Throughout, they identify common errors that lead to inaccurate valuation, and show how to avoid them. From start to finish, this guide doesn't just make valuation comprehensible: it provides the tools and insight to make valuation work. For all financial professionals concerned with valuation, especially those involved in potential mergers, acquisitions, and restructurings; and for corporate finance instructors and students in Executive MBA programs concerned with valuation
Organized by the five Core Values contained within the American Holistic Nurses Association (AHNA) and the American Nurses Association (ANA) Holistic Nursing: Scope and Standards of Practice, Second Edition: * Core Value 1: Holistic Philosophy, Theories, and Ethics * Core Value 2: Holistic Caring Process * Core Value 3: Holistic Communication, Therapeutic Environment, and Cultural Diversity * Core Value 4: Holistic Education and Research * Core Value 5: Holistic Nurse Self-Reflection and Self-Care Holistic Nursing: A Handbook for Practice, Seventh Edition has been awarded the American Holistic Nurses Association (AHNA) Seal of Distinction. This newly developed Seal of Distinction indicates that the book is aligned with AHNA's mission, vision, and Holistic Nursing: Scope and Standards of Practice, Second Edition; is of interest to holistic nurses and of significant value to the nursing profession; provides knowledge that advances holistic nursing; is timely and relevant; is consistent with relevant historical publications; is scientifically and technically accurate; and is authored by individuals with demonstrated expertise in the field of the work submitted"--Provided by publisher.
Here's what you get with Ernst & Young's Total Financial Planner Do-It-Yourself Financial Strategies and Tips Drawing on the incomparable expertise of Ernst & Young, the book is a practical, hands-on guide that helps you understand the principles of financial planning and apply them to your individual needs. Part One covers all the basics, such as setting goals, understanding investments, building wealth, and managing your finances. Part Two offers a unique "life event" approach to financial planning with specific strategies you can use for different life situations, such as getting married, raising a family, or planning for your retirement. Comprehensive Financial Planning Software Prosper's new design makes it easier than ever to identify and access the areas important to you. Just point and click on the colorful icons to plan for a single goal or develop a comprehensive financial plan. The experts raved about Ernst & Young's Prosper 1.0—"It's the next best thing to a personal financial advisor." —Jan Rosen, The New York Times "It promises to up the ante by offering more powerful personal financial planning tools than other programs." —PC World The unique book plus software approach creates the most powerful and flexible personal financial planning package available. Let it start you on the road to smart financial planning today. Visit the Ernst & Young Tax & Financial Planning Corner on the Wiley Web site! http://www.wiley.com/ey.html ERNST & YOUNG LLP's personal financial counseling practice specializes in tailoring financial strategies for people at all income levels. Ernst & Young's Total Financial Planner also comes with the complete new Prosper® 2.0. Now fully compatible with Windows® 95, Prosper gives you the tools to put your financial plans into action. Use it to: Track your progress with a budget and balance sheet Prepare to retire at your desired age and income Plan a funding strategy for your children's education Estimate federal income and estate taxes Explore home purchase options Evaluate the financial advantages of buying or leasing a car Assess your insurance needs to protect your family Manage your investment portfolio And much more. Prosper 2.0 requires Windows® 95 (or Windows NT® 4.0). See inside for detailed system requirements. Prosper 2.0 is also available on diskettes.
Begin planning now for a lifetime of Financial security The new Ernst & Young's Personal Financial Planning Guide, Second Edition is now better than ever. Drawing on the incomparable experience of Ernst & Young, it's still the most comprehensive, authoritative guide you can buy. Its practical tips and investment strategies will start you on the road to smart financial planning today. The Second Edition is packed with new ways to help you reach your lifetime financial goals. Here's just some of what's new: Managing the financial challenges of single parenting and widowhood Dealing with early retirement, corporate buyouts, and involuntary layoffs Expanded coverage of proactive retirement planning Fully updated contacts for print and online financial services Like two books in one, this practical, hands-on guide helps you understand the principles of financial planning and apply them to your individual needs. Part One covers all the basics, such as setting goals, understanding investments, building wealth, and managing your finances. Part Two offers a unique "life event" approach to financial planning with specific strategies you can use for different life situations, such as getting married, raising a family, saving for your children's education, starting a business, or planning for your retirement. updated edition! The Taxpayer Relief Act of 1997: what's new, what's different, and how can you make the most of it? Ernst & Young's Personal Financial Planning Guide, Second Edition explains how the new rules affect financial planning, from IRAs and capital gains to selling your home and financing your children's education.
In today's fast-paced world, everyone wants simple and quick solutions to workplace issues and problems at home. These distinctive guides offer easy-to-understand, helpful information on a variety. of business and personal finance topics. Each book is written by an expert in the respective field.Finding the right person to provide guidance on important financial decisions can be difficult. This book explains the differences between the various types of financial professionals and discusses how to find them and how to check their credentials and references.
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