New financial and communication technologies offer a great opportunity to improve the lives of people everywhere. For instance, millions of impoverished people now have access to the financial system through stored value cards or mobile phones. However, some are concerned that governments are not always aware of these innovations in their jurisdictions. This has prompted fear that fast-moving terrorist groups could expand funding undetected. The fear has led some countries to take a restrictive stance on the technologies' use, either by outright prohibition or by placing unnecessary limitations that deter market development. Authorities are therefore challenged to tackle the double-sided nature of technological advancement: promoting security and economic growth. 'New Technologies, New Risks? Innovation and Countering the Financing of Terrorism' explores how money flows via these mediums, risks they pose, and how governments have mitigated the risks.
Mobile Money is a booming industry in an increasing number of countries worldwide. The project results from increased demand for guidance and technical assistance from governments after the 2008 publication of an exploratory paper, Integrity in Mobile Phone Financial Services, which discussed mobile money and the application of international anti-money laundering (AML) and combating the financing of terrorism (CFT) standards. For most, how to craft a regulatory regime that expands access to financial services to the poor through the development of mobile phone financial services, but compliant with AML/CFT standards remains elusive. Specific AML/CFT regulations related to mobile money have not been issued in many jurisdictions, mainly due to the lack of awareness of the risks these services can pose if the right controls are not in place. Because the international standards for AML/CFT, the Financial Action Task Force s 40 + 9 Recommendations were designed and issued well before mobile money technology and business models became prevalent, even developed countries have begun to face challenges with their regulation. The project team aims to provide practical guidance to jurisdictions and the Industry on how to draft regulations and internal guidelines that allow them to comply with AML/CFT standards with enough flexibility for mobile money to thrive. Specifically, the paper (1) takes stock of new AML/CFT regulations and practices relevant to Mobile money, (2) design guidelines for drafting AML/CFT regulations that cover mobile money and (3) propose examples of best practices for the Industry to include AML/CFT in their own business model.
New financial and communication technologies offer a great opportunity to improve the lives of people everywhere. For instance, millions of impoverished people now have access to the financial system through stored value cards or mobile phones. However, some are concerned that governments are not always aware of these innovations in their jurisdictions. This has prompted fear that fast-moving terrorist groups could expand funding undetected. The fear has led some countries to take a restrictive stance on the technologies' use, either by outright prohibition or by placing unnecessary limitations that deter market development. Authorities are therefore challenged to tackle the double-sided nature of technological advancement: promoting security and economic growth. 'New Technologies, New Risks? Innovation and Countering the Financing of Terrorism' explores how money flows via these mediums, risks they pose, and how governments have mitigated the risks.
Governments are challenged to make an innovation-friendly climate while simultaneously ensuring that business development remain sustainable. Criminal use of the technology terrorist financing and money laundering challenges long-run business viability via risk of massive investment flight and public distrust of new players entering the market. Sustainable business models are those that base regulation on a careful risk-based analysis. This study identifies the perceived risks and compares them with the actual level of risk for each category of mobile phone financial services. The comparison reveals that the perceptions do not weigh up to the reality. Based on fieldwork in seven locations where the technology has taken off, this paper finds that providers apply measures that are consistent with international standards to combat money laundering and terrorist financing. It identifies the sometimes non-traditional means the industry uses that both mitigate the risks and are in line with good business practices. Acknowledging that mobile phone financial services are no riskier than other channels, governments are called to treat them as an opportunity to expand access to finance.
We members of settler colonial culture—the latest form of what novelist and cultural critic Daniel Quinn calls Taker culture—are constrained by myriad institutions that leave us with little choice but to engage in practices that are profoundly damaging to the planet, to others, and to ourselves. Our path to living otherwise, Andrew Frederick Smith argues, lies in the threefold struggle, which is inspired by Quinn's focus on the interweaving roots of ecological, social, and personal wellbeing. These three forms of wellbeing are co-implicated. We cannot enjoy one without equally enjoying the others; they are a package deal. As such, what works for people individually and collectively works for the planet, and vice versa. Reclaiming our lives and revitalizing our human and more-than-human communities are salient acts of resistance against Taker culture. They offer means of escape from our cultural captivity and an opportunity for full-spectrum wellbeing.
Homi Bhabha: An Introduction and Critique is a pathbreaking three-volume study of the postolonial scholar's work. McLaverty-Robinson translates Bhabha's difficult prose into plain English without losing its meaning. His incisive critique cuts through Bhabha's aura and tests whether his ideas work in practice - empirically or politically. This second volume examines the most influential aspects of Bhabha's work: his theories of colonialism, inbetweenness (or liminality), and marginal minority and migrant experiences. It explores his accounts of Indian history, the idea that migrants have a particularly radical point of view, and the concepts of hybridity, mimicry, difference and diversity. The text is livened up with inset boxes and images, including examinations of colonial history.
2009 Choice Outstanding Academic Title A survey into an emerging pattern of labor instability and uneven global development Is job insecurity the new norm? With fewer and fewer people working in steady, long-term positions for one employer, has the dream of a secure job with full benefits and a decent salary become just that—a dream? In Nice Work If You Can Get It, Andrew Ross surveys the new topography of the global workplace and finds an emerging pattern of labor instability and uneven development on a massive scale. Combining detailed case studies with lucid analysis and graphic prose, he looks at what the new landscape of contingent employment means for workers across national, class, and racial lines—from the emerging “creative class” of high-wage professionals to the multitudes of temporary, migrant, or low-wage workers. Developing the idea of “precarious livelihoods” to describe this new world of work and life, Ross explores what it means in developed nations—comparing the creative industry policies of the United States, United Kingdom, and European Union, as well as developing countries—by examining the quickfire transformation of China’s labor market. He also responds to the challenge of sustainability, assessing the promise of “green jobs” through restorative alliances between labor advocates and environmentalists. Ross argues that regardless of one’s views on labor rights, globalization, and quality of life, this new precarious and “indefinite life,&” and the pitfalls and opportunities that accompany it is likely here to stay and must be addressed in a systematic way. A more equitable kind of knowledge society emerges in these pages—less skewed toward flexploitation and the speculative beneficiaries of intellectual property, and more in tune with ideals and practices that are fair, just, and renewable.
The first intellectual and social history of American anarchist thought and activism across the twentieth century In this highly accessible history of anarchism in the United States, Andrew Cornell reveals an astounding continuity and development across the century. Far from fading away, anarchists dealt with major events such as the rise of Communism, the New Deal, atomic warfare, the black freedom struggle, and a succession of artistic avant-gardes stretching from 1915 to 1975. Unruly Equality traces U.S. anarchism as it evolved from the creed of poor immigrants militantly opposed to capitalism early in the twentieth century to one that today sees resurgent appeal among middle-class youth and foregrounds political activism around ecology, feminism, and opposition to cultural alienation.
This book examines issues of organisation in resistance movements, discussing topics including the integration of the world system, the intersection of networks with discourses of identity, and the possibility of social transformation. Drawing on a number of theorists including Deleuze and Guattari, authors Athina Karatzogianni and Andrew Robinson seek to reinterpret World Systems Theory in order to engage with issues of power, resistance, and conflict in the contemporary world. Discussing contemporary scholarship in global politics, the authors consider new and developing concepts including: global cities, bifurcations, hegemonic transitions, the relationship between capitalism and the state, the position of East Asia, and active and reactive network movements. Their analysis includes a very rich pool of empirical examples covering more than fifty countries and thirty resistance groups. Power, Resistance and Conflict in the Contemporary World will be of interest to students and scholars looking for a comprehensive new theorization of the forces at work in global politics. The book provides a framework which crosses the boundaries between international relations, international political economy, comparative politics, conflict studies, social movement studies and critical theory, producing a study of a highly interdisciplinary scope.
Homi Bhabha: An Introduction and Critique is a pathbreaking three-volume study of the celebrated postcolonial scholar's work. McLaverty-Robinson's careful reading renders Bhabha's theories in plain English, without losing their meaning. In addition, McLaverty-Robinson's incisive critique cuts through the theoretical aura of Bhabha's work and explores whether his theories work in practice - either empirically or politically. This third and final volume explores the political content and implications of Bhabha's work. It explores Bhabha's political proposals, such as the ideas of a community of suffering and a right to narrate. It also explores Bhabha's relationship to neoliberalism and to the Eurocommunist current in the 1980s, and his critical engagements with liberalism, communitarianism, Marxism, critical race theory, Deleuze and Guattari, and Frantz Fanon. This volume also includes an entire chapter providing a background on neoliberalism, and a comprehensive index covering all three volumes.
In Against Religion, Wars, and States: The Case for Enlightenment Atheism, Just War Pacifism, and Liberal-Democratic Anarchism, Andrew Fiala argues that, societally, we must radically redefine our goals. A renewed focus on global justice, a heightened criticism of religion and a fuller embrace of enlightened humanism and the sciences are just some of the ways in which we can begin to address some of the problems endemic to our society, and ultimately bring about more lasting peace. Fiala argues both theoretically and empirically, moving from analyses of theology, ethics and political philosophy to case studies and data mined from these respective disciplines, and from the fallout of recent world events involving all three. Fiala attempts to wean us off of our deferral to the oppressive forces that spark movements like Occupy, and the Arab Spring, forces that manifest themselves in the brutal drug wars along our borders, and in the currently fractious and bigoted rhetoric of some of our most powerful political and religious leaders. Against Religion, Wars, and States provides a provocative, unified, and revolutionary critical theory for all who are skeptical of the religious, political, and military powers that be, and points the way towards a more peaceful, just and reasoned future.
Homi Bhabha: An Introduction and Critique is a pathbreaking three-volume study of the famous postcolonial scholar's work. McLaverty-Robinson's treatment translates Bhabha's almost impenetrable prose into plain English, without losing its meaning. It also explains the background assumptions and references lurking behind Bhabha's theoretical concepts. In addition, McLaverty-Robinson's incisive critique cuts through the aura surrounding critical theory, exploring whether Bhabha's ideas work in practice - either empirically or politically. This first volume explores Bhabha's views on philosophy and culture. It includes chapters explaining his social constructivist assumptions, and exploring his interpretations of art and literature.
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