A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. There is growing awareness that teaching consumers more about finance is an urgent national priority—and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults.
American manufacturing has been on the decline for at least two generations. That fact is plain to any observer who travels through the Rust Belt of the Midwest, where the closing of steel plants and automobile factories has created ghost towns that dot the landscape. It is also clear from the dormant New England textile mills, whose owners surrendered their production first to cheaper mills in the Southeast before they, in turn, lost out to Asian labor. What caused this calamity, and what can be done about it? Andrew O. Smith argues that we lost our manufacturing not simply to forces beyond our control, such as globalization and cheaper labor overseas, but as the result of misguided policies that are well within our abilities to reform for the benefit of manufacturing. Examining six areas of public policy—the tax system, health care, the legal system, workers' compensation, government regulations, and labor policy—Smith demonstrates that in each of these areas, current policy choices have created a hostile environment for manufacturing. Grounding his arguments not in polemic or ideology but in historical analysis and current research, Smith illustrates his points with real-world examples to show how a New Social Compact can fix the problems that manufacturers face, without sacrificing public policy goals.
Our 64th issue is a bit of a celebration—our American holiday, Thanksgiving, is nearly upon us, so we have a couple of other seasonally appropriate stories which I hope you will enjoy. (I trust our international readers will enjoy them as much as we do here.) Our acquiring editors have been busy. Michael Bracken has an original tale by Andrew Welsh-Huggins, and Barb Goffman has a turkey tale from modern master John M. Floyd. Cynthia Ward is off again this week, but she will have more for us shortly. Not enough? Well, we have gone back to the pulps for stories by Alfred Bester, George O. Smith, and Arthur J. Burks. Plus a novel by mystery superstar Mary Roberts Rinehart. Plus a long-lost fantasy by British author Sydney J. Bounds, which appears here for the first time. And another long-unseen story by the late and much-missed Larry Tritten. Here’s this issue’s lineup: Mysteries / Suspense / Adventure: “Dumbass Is Dumbass,” by Andrew Welsh-Huggins [Michael Bracken Presents short story] “The Loser Takes All,” by Hal Charles [Solve-It-Yourself Mystery] “Button’s and Bo’s,” by John M. Floyd [short story] “Thubway Tham’s Thanksgiving Dinner,” by Johnston McCulley [short story] “The Adventure of the Coffee-Pot,” by Hal Meredeth [short story] The Red Lamp, by Mary Roberts Rinehart [novel] Science Fiction & Fantasy: “In Video Veritas,” by Larry Tritten [short story] “The Grey Mage,” by Sydney J. Bounds [short story] “The Unseen Blushers,” by Alfred Bester [short story] “The Death Crystal,” by George O. Smith [novelet] “The Vanishers,” by Arthur J. Burks [novelet]
Black Cat Weekly #86 features 3 original stories: a sequel to Edgar Allen Poe's "The Casque of Amontillado" by Phyllis Ann Karr, and mysteries by K.L. Abrahamson and Andrew Welsh-Huggins. Plus series stories from Robert E. Howard (Solomon Kane) and Hal Meredith (Sexton Blake). Plus novels from Zenith Brown (writing as David Frome) and Edgar Rice Burroughs (a "Lost World" tale).. Plus tales by Bryce Walton and George O. Smith. Plus a solve-it-yourself mystery from Hal Charles. Hours of great reading! Here’s this issue’s complete lineup: Mysteries / Suspense / Adventure: “The Girls of Soi Eleven,” by K.L. Abrahamson [Michael Bracken Presents short story] “Steering Clear of Trouble” by Hal Charles [Solve-It-Yourself Mystery] “Habits” by Andrew Welsh-Huggins [Michael Bracken Presents short story] “Poker-Work” by Hal Meredith [short story, Sexton Blake series] In At the Death by Zenith Brown [novel] Science Fiction & Fantasy: “The Revenge of Fortunato” by Phyllis Ann Karr [short story] "Earth Needs a Killer," by Bryce Walton [short novel] “Dark Recess” by George O. Smith [short novel] “Red Shadows” by Robert E. Howard [short novel, Solomon Kane series] The Land of Hidden Men, by Edgar Rice Burroughs [novel]
Approaching Visual BASIC as a means to producing workable, maintainable business applications, this course takes students from ground zero ("What is a computer language?") to creating useful database-oriented applications. Students learn by doing, writing the code and adding complexity to the same real-world applications throughout, with emphasis on bottom-line thinking and readable, maintainable codes. The Brief Course consists of the first eight chapters of the Complete Course.
Meet the increasing need for effective brain tumor management with the highly anticipated revision of Brain Tumors by Drs. Andrew H. Kaye and Edward R. Laws. Over the past decade, enormous advances have been made in both the diagnosis and the surgical and radiotherapeutic management of brain tumors. This new edition guides you through the latest developments in the field, including hot topics like malignant gliomas, functional brain mapping, neurogenetics and the molecular biology of brain tumors, and biologic and gene therapy. Benefit from the knowledge and experience of Drs. Andrew H. Kaye and Edward R. Laws, globally recognized experts in the field of neurosurgery, as well as many other world authorities.
Small, mighty, and packed with information, The Washington Manual: Cardiology Subspecialty Consult, 3e places the field of cardiovascular disease at your fingertips. Designed for the busy practitioner, student, or resident, this pocket-sized edition captures cardiology’s latest findings and treatments in an easy-to-read format. In a fast-advancing field that welcomes new biomedical discoveries and novel therapeutics, this resource delivers top treatment recommendations for your patients. If you’re a busy clinician committed to exceptional, cost-effective patient care, The Washington Manual: Cardiology Subspecialty Consult is the guide for you. FEATURES --NEW chapters on the physical exam, heart failure, preserved ejection fraction, and cardiovascular diseases in special populations --Guidelines from the American Heart Association and American College of Cardiology --End-of-chapter journal and online references --Maximum readability with diagrams, flow charts, bullet-point lists, bold faced call-outs, and mnemonics Now with the print edition, enjoy the bundled interactive eBook edition, offering tablet, smartphone, or online access to: Complete content with enhanced navigation A powerful search that pulls results from content in the book, your notes, and even the web Cross-linked pages, references, and more for easy navigation Highlighting tool for easier reference of key content throughout the text Ability to take and share notes with friends and colleagues Quick reference tabbing to save your favorite content for future use
This book explores why English Christians, from the early modern period onwards, believed that their nation had a special mission to restore the Jews to Palestine. It examines English support for Jewish restoration from the Whitehall Conference in 1655 through to public debates on the Jerusalem Bishopric in 1841. Rather than claiming to replace Israel as God’s “elect nation”, England was “chosen” to have a special, but inferior, relationship with the Jews. Believing that God “blessed those who bless” the Jewish people, this national role allowed England to atone for ill-treatment of Jews, read the confusing pathways of providence, and guarantee the nation’s survival until Christ’s return. This book analyses this mode of national identity construction and its implications for understanding Christian views of Jews, the self, and “the other”. It offers a new understanding of national election, and of the relationship between apocalyptic prophecy and political action.
There is a huge gulf between the real physics of space travel and the way it is commonly portrayed in movies and TV shows. That’s not because space physics is difficult or obscure – most of the details were understood by the end of the 18th century – but because it can often be bafflingly counter-intuitive for a general audience. The purpose of this book isn’t to criticize or debunk popular sci-fi depictions, which can be very entertaining, but to focus on how space physics really works. This is done with the aid of numerous practical illustrations taken from the works of serious science fiction authors – from Jules Verne and Arthur C. Clarke to Larry Niven and Andy Weir – who have taken positive pleasure in getting their scientific facts right.
To help the reader understand the African-American family in its broad historical, social, and cultural context, the author traces the rich history of the black family from its roots in Africa, through slavery, Reconstruction, the Depression, the Civil Rights Movement, and up to the present.
Hoosiers witness their share of human darkness. Stoner delves into this dark side with a look at the most heinous murders that have taken place in each of Indiana's 92 counties.
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